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What is home insurance in USA? Answer => Home insurance, also known as homeowners insurance, is a type of insurance that covers damage to or loss of a home, as well as personal property and liability coverage. In the United States, home insurance is typically required by mortgage lenders as a condition of the loan. It is designed to protect homeowners financially in the event that their home is damaged or destroyed, or if someone is injured on their property. Home insurance policies in the United States typically cover a wide range of perils, including fire, lightning, windstorm, hail, and theft. They may also include additional coverage for things like flooding, earthquakes, and other natural disasters, depending on the policy. Most home insurance policies also include liability coverage, which can protect homeowners if someone is injured on their property and decides to sue for damages.

Md. Shoriful Islam - Home Insurance

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